The chances are that if you are a regular driver there’s a very good possibility that at some point in the future you can be involved in a road accident – whether it’s an important accident or even a minor accident there are some things you need to remember. One minute you’re driving across the road with your great new motor from www.ocfiat.com and the next you’ve been involved in an accident.
To keep and try things on a lighter note we’ll focus on how to handle being involved in a small road accident – one out of which nobody has been injured and no major damage has become caused to the pieces of property or vehicles.
The first thing to remember is that you must never ever leave the scene from the accident – laws in the majority of states say you need to stop. If the accident itself was not your fault, if you do drive away there’s a chance that you could be charged with run and hit for leaving the scene of the accident even.
The police should be called immediately if anybody has been injured (even minor injuries) or if the accident causes a blockage of the road or one of several lanes of your highway and cannot be moved out of the way.
Who Seems To Be At Fault and Assigning Blame
One very important thing to remember if you are involved in a minor accident is that you must not accept responsibility for the accident or apologize for it. Having said that you need to be careful not to blame the other driver – it’s down to the insurance plan companies to sort out those details. Never sign anything unless it is through your insurance company (yours remember) or the police.
Once you have checked that everybody is okay you need to move the cars to a safe place, switch the car engines off and the hazard lights on. If any damage has been caused and the severity of the damage, you need to then have an inspection of the cars to view.
If the accident seems to be extremely minor at the time and you will not be at fault, it is a good idea always to contact the authorities and have a police report filed, even. If you find no police report filed they could return to you after several months as well as years and file a lawsuit to claim damages, the driver or passenger in the other vehicle may seem to be okay and not needing medical treatment during the time but. With no police report you will not possess any evidence to enable you to support your case – it will be your word against theirs.
You ought to then go into contact with your car insurance company and follow their advice and instructions. The license plate number and a description of the car if you do decide against filing a police report you must at least have a note from the contact information for your other driver as well as proof that they have insurance. You never know when this information could be necessary. You can never be too careful in this sort of situation and when you have parted company you may not be able to get into contact in the future if you really need to.
These are only guidelines about how you should respond to a minor road accident. All incidents are different and people do react in a different way but do remember to stay at the scene of the accident and get the contact information through the other party.
Check out the cars at http://www.ocfiat.com – they’ve got a bit of crackers.